Bio
● Senior SBA lending professional with 23+ years of experience managing SBA 7(a) and 504 portfolios, leading credit teams and overseeing credit policy and risk governance. CFA designation with a strong record in portfolio risk management and regulatory compliance.
● Experience in analyzing credit for Small & Middle Market companies up to $60MM in revenues across several industries including Manufacturing, Retail, Health Care, Strip Centers, Multi Unit Apartments, Hotels, Technology Companies, Startup Franchises etc.
● Strong analytical skills to underwrite, structure and monitor loans. Underwent an official credit analyst training program sponsored by the RMA.
● Extensive understanding of financial statements, both IFRS and GAAP, borrowing bases, A/R and A/P analysis and key financial ratios related to banking/investments.
